In many states, the driver at fault in an accident is generally responsible for paying for any medical expenses incurred by anyone injured as a result of the accident. This includes ambulance rides. However, Florida is a no-fault state, which raises the question: who pays for the ambulance in a car accident in Florida?
Who Pays for the Ambulance in a Car Accident in Florida?
Florida is a no-fault state. Therefore, you can file a claim with your auto insurance company and, depending on your coverage, you may receive compensation if an accident occurs.
Personal Injury Protection (PIP) Insurance
PIP insurance is required in Florida with coverage up to $10,000. It acts as an extension of your auto policy and includes medical expenses incurred after an auto accident. Costs covered by PIP include:
- Professional medical care,
- Non-emergency medical care,
- Lost wages due to injury,
- Death benefits, and
- Other related expenses.
Personal Injury Protection coverage is meant to cover expenses in case of an injury up to $10,000. This includes the cost of an ambulance ride so you can see how easily your PIP can be depleted. Here are some additional details on what is covered under PIP and to what extent.
Professional Medical Care in a Car Accident
PIP covers 100% of medical coverage for you, a resident of Florida, but only up to the $10,000 limit. You may choose to have your coverage include other members of your household who live with you and are not covered by another insurance policy. Eligible services include:
- Medical services,
- Medications and equipment,
- Diagnostic services,
- Surgery and hospital expenses,
- Rehabilitation costs, and
- Ambulance services.
What Types of Claims Can You Make After a Car Accident?
If you are injured in a car accident in Florida, you may be able to make a variety of claims against the person or company responsible. Here is a look at some of the most common claims:
1. Personal injury claims
These claims relate to the injuries that you or someone else sustained as a result of the accident. You may be able to claim for economic damages, such as lost wages, medical expenses, and funeral costs.
2. Insurance claims
If you are involved in an accident, your insurance company may file a claim on your behalf. This claim will cover any expenses that you have incurred as a result of the accident, such as medical bills.
3. Failed safety systems
You may be eligible for compensation if one of the safety systems in place at the time of the accident was defective. This could be due to failed brakes or a vehicle rolling over due to faulty tires.
4. Medical bills
All medical expenditures associated with your injury can be sought as damages in a car accident case. This could involve injury-related surgeries and treatments, as well as medication.
Need to Speak with an Expert About What to do Next?
If you have been in a car accident, it is important to speak to an experienced attorney as soon as possible. By calling us today at 1-800-24-7-CRASH or writing to us at [email protected], we can set up an appointment for you to discuss your case further.
