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Did your boss fail to pay you overtime? Are you working more than 40 hours per week?
What does the Fair Labor Standards Act (FLSA) say about who is entitled to overtime pay and who is not and what does it mean for me? Under the Fair Labor Standards Act (“FLSA”) most employees are entitled to receive no less than the federal minimum wage (currently...
A Guide to Worker’s Compensation in Florida
Miami, Ft. Lauderdale, and Palm Beach make up the largest workforce in Florida. And many of these jobs in Miami, Ft. Lauderdale, and Palm Beach are those which are prone to injuries. If an employee was to be injured on the job, it is important they know what to do. If...
Navigating the “14 Day Rule” under the Florida No Fault Law
Some of our readers may know that the Florida Personal Injury Protection (PIP) law was amended in 2013. There were a number of changes to the statute but, arguably, the change that most impacted insureds across the State is the requirement that individuals claiming...
What is Pure Comparative Negligence, and what does it mean for me?
A common question we receive after a car accident is “Can I recover for my injuries in a car accident even though I’m partially at fault?” The answer in Florida is maybe. Most car accident cases are pursued based on a theory of Negligence. A Defendant will attempt to...
Why is my insurance company denying my $10,000.00 in PIP benefits?
“I thought my Personal Injury Protection benefits covered up to $10,000 dollars of my medical expenses!” Don’t be fooled! Just because you pay for $10,000.00 of personal injury protection (PIP) coverage doesn’t mean you are always eligible to receive that amount in...
Protect yourself from Uninsured Drivers
If you are injured in an automobile accident by a driver who does not carry insurance, your medical bills, lost wages and pain and suffering may not be covered unless you carry sufficient Uninsured/Underinsured Motorist Coverage. The Insurance Research Council...
What is an Examination Under Oath (EUO) and do I need to appear?
Often, when you file a claim for personal injury protection benefits under a policy of automobile insurance, the insurance company will ask you to attend what is referred to as an “examination under oath” (or “EUO”). The 2013 personal injury protection (PIP) statute...
Not all slip and falls are created equal
We have all heard the commercials… “Injured? Hurt? Slip and fall? We will make sure you are compensated!” But what exactly is a “slip and fall” accident? Who is responsible for the injuries? More importantly, what has to be proven for one to be compensated for their...
I paid my premiums. Why is my auto insurance company denying my claim?
I make my insurance payments, so why won’t my insurance company pay my claim? That’s a question many individuals ask themselves after their claim gets denied by the insurance company. Sometimes, the insurance company will try to avoid paying your claim by accusing you...
Text and Wreck!
Today, nearly everyone has a smart phone. It seems we can’t even walk down the street without having our heads buried in our cellular device sending text messages, emails and communicating on social media. Simply put, they have taken over our world and are here to...