Navigating the road to compensation after Uber and Lyft accidents is often more complicated than it is with other drivers. Here’s what you should know about how you can approach your case.
How Uber and Lyft Accidents Are Different
Uber and Lyft accidents are often more complicated than accidents involving cars that are for personal use. First, determining liability can be difficult because rideshare drivers are not considered employees of the company—they are independent contractors. Depending on the circumstances surrounding the accident, Uber or Lyft can dispute their liability. For instance, if the rideshare driver was not transporting any passengers at the time of the accident, the company may not be liable for any property damage or injuries.
Rideshare drivers are required to carry a personal insurance policy in addition to the insurance coverage provided by the company. If the accident occurs when the driver is not transporting passengers or on their way to pick up passengers, only their personal insurance is in play. Many personal insurance policies provide inadequate coverage for expensive injuries and property damage. On the other hand, Uber and Lyft carry policies that offer up to $1 million to cover damages.
Florida is a no-fault state, which means drivers involved in an accident must use their own insurance coverage to pay for their injuries. Unfortunately, the cost of medical treatment often exceeds the coverage limits. If the cost of your injuries exceeds your insurance coverage, you may need to seek compensation from the at-fault driver. Determining which insurance company is liable—either the rideshare driver’s personal insurance or the company’s insurance—can get complicated without guidance from an experienced attorney.
Wondering whether Uber and Lyft accidents are worth pursuing? Yours might be. Talk to a qualified auto accident attorney at Pacin Levine, P.A., today to hear your options.
How to Approach Your Case
Whether you are a rideshare passenger or another driver, you need to take certain steps to ensure that evidence for any potential lawsuits is preserved. Here’s what to do if you are in an accident with an Uber or Lyft driver:
- Call 911 to report the accident.
- Take pictures of the damage to both vehicles and any injuries you sustain.
- Gather insurance information.
- Seek immediate medical attention for your injuries.
- Document all the expenses you incur as a result of your injuries.
Once things settle down following the accident, you may want to consult with an experienced Uber and Lyft attorney. Having an attorney to guide you through the complicated process can increase the likelihood of a positive outcome.
Talk to an Experienced Attorney Now
Uber and Lyft accidents can be more complicated and stressful than typical car accidents. Have you been hurt because of a negligent rideshare driver? You don’t have to figure out how to fight for compensation on your own. Get in touch with an attorney at Pacin Levine, P.A., today to discuss your case. We are here to help you find the best path forward.
Are you ready to pursue your case? Contact us today and set up an appointment to speak to an attorney. Call us at (888) 450-4909, or write to us at [email protected].