What’s the Average Settlement for a Car Accident if You Have a Back and Neck Injury?

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What’s the Average Settlement for a Car Accident if You Have a Back and Neck Injury?

by | Mar 1, 2024 | Auto Accidents

Car accidents are often traumatic events that can result in a variety of injuries, ranging from minor sprains to severe spinal cord damage. Among the most common injuries are those affecting the back and neck. These injuries can significantly impact your life, both in the short and long term. If you’ve suffered a back or neck injury in a car accident, you may wonder what sort of settlement you can expect. In this article, we’ll explore the average settlement for car accident-related back and neck injuries and other crucial information you need to know.

Back and neck injuries sustained in car accidents can vary widely in their severity and consequences. Here are some of the most common ones:

  • Whiplash: Whiplash is a prevalent neck injury resulting from the sudden back-and-forth movement of the head during a collision. While often associated with rear-end accidents, it can occur in various crashes. Symptoms range from mild discomfort to severe pain and disability, impacting over a million people in the U.S. annually.
  • Lumbar Spine Injuries: The force of a car crash can cause damage to the muscles, tissues, and bones in the lower back, leading to conditions like lumbar sprains, fractures, or sciatica. These injuries can result in debilitating pain and may require extensive treatment, including surgery and physical therapy.
  • Spinal Stenosis: Trauma from an accident can lead to spinal stenosis, a condition characterized by the narrowing of the spinal canal, causing compression of the nerves. Symptoms may include stiffness, tingling, and difficulty in movement, depending on the location of the stenosis.
  • Disc Herniation: The impact of a car accident can compress or dislodge the discs that cushion the vertebrae in the spine, leading to disc herniation. This condition can cause intense pain and may require medical intervention, ranging from physical therapy to surgery. 
  • Facet Joint Injuries: Facet joints, which facilitate movement between vertebrae, can be damaged in a car accident, leading to fractures, tears, inflammation, or dislocation. These injuries can result in significant pain and restricted mobility.

What if My Injury Symptoms Show Up Later?

Awareness of some injury symptoms that may not manifest immediately after a car accident is essential. Soft tissue damage, such as whiplash, can develop over time due to swelling or inflammation. Look out for delayed symptoms such as stiffness, weakness, pain, tingling, or changes in sensory perception. Seeking medical attention promptly is crucial for accurate diagnosis and timely treatment.

What Factors Into Your Settlement Amount?

In personal injury law, approximately 95% of cases settle before trial. The decision to settle often arises from time, money, and risk considerations, as taking a case to trial can be stressful and costly. Many claimants opt for settlement to expedite the process and minimize uncertainties. Here are the key factors influencing the settlement amount:

  • Severity of Injuries: The severity of your back and neck injuries is a primary factor in determining your settlement amount. More severe injuries that result in long-term disability, chronic pain, or permanent impairment typically warrant higher compensation. This includes considering the extent of medical treatment required, such as surgeries, rehabilitation, and ongoing therapy. 
  • Financial Losses: Beyond immediate medical expenses, your settlement should also cover future medical costs related to your injuries. This includes anticipated surgeries, therapy sessions, medication, and assistive devices. Lost wages due to missed work during recovery and any loss of earning capacity, if your injuries prevent you from returning to your previous occupation, should also be factored into the settlement. 
  • Pain and Suffering: In addition to economic damages, you may be entitled to compensation for the physical and emotional pain and suffering caused by the accident and your injuries. This includes the immediate pain experienced and any long-term discomfort, inconvenience, and diminished quality of life resulting from the injuries. Mental anguish, emotional distress, and the impact of the injuries on your relationships and daily activities are also taken into consideration when determining the value of pain and suffering damages.
  • Insurance Coverage: The amount of compensation you receive may also be influenced by the insurance coverage available, both from the at-fault driver’s insurance policy and any additional coverage you may have, such as underinsured or uninsured motorist coverage. The at-fault driver’s insurance policy limits will cap the maximum amount you can recover from their insurer. 
  • Liability and Legal Factors: In your case, the outcome of the liability determination can impact your settlement amount. If liability is clear and the at-fault party’s negligence is well-documented, it may strengthen your negotiation position and lead to a higher settlement offer. Conversely, if liability is disputed or there are contributory factors on your part, such as comparative negligence, it could affect the compensation you ultimately receive. 

Talk to an Experienced Car Accident Attorney

Now that we have explored the average settlement for car accident back and neck injury, it is time to navigate the legal complexities of a car accident claim involving these types of injuries. Seeking guidance from a knowledgeable car accident attorney is crucial to ensure your rights are protected and you receive fair compensation. 

If you’re in Florida, Pacin Levine, P.A., is here to help. Our dedicated legal team has the expertise to evaluate your case and advocate for your best interests.  Contact us at (305) 760-9085 or 1-800-24-7-CRASH (2727)

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