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“I thought my Personal Injury Protection benefits covered up to $10,000 dollars of my medical expenses!” Don’t be fooled! Just because you pay for $10,000.00 of personal injury protection (PIP) coverage doesn’t mean you are always eligible to receive that amount in...
If you are injured in an automobile accident by a driver who does not carry insurance, your medical bills, lost wages and pain and suffering may not be covered unless you carry sufficient Uninsured/Underinsured Motorist Coverage. The Insurance Research Council...
Often, when you file a claim for personal injury protection benefits under a policy of automobile insurance, the insurance company will ask you to attend what is referred to as an “examination under oath” (or “EUO”). The 2013 personal injury protection (PIP) statute...
We have all heard the commercials… “Injured? Hurt? Slip and fall? We will make sure you are compensated!” But what exactly is a “slip and fall” accident? Who is responsible for the injuries? More importantly, what has to be proven for one to be compensated for their...
I make my insurance payments, so why won’t my insurance company pay my claim? That’s a question many individuals ask themselves after their claim gets denied by the insurance company. Sometimes, the insurance company will try to avoid paying your claim by accusing you...
Today, nearly everyone has a smart phone. It seems we can’t even walk down the street without having our heads buried in our cellular device sending text messages, emails and communicating on social media. Simply put, they have taken over our world and are here to...
With the release of the newest installment of the Fast and the Furious serious, you may have seen an increase of aggressive drivers on the road. Do not be fooled, however, most of these drivers are nowhere near professional level, but the road rage they elicit can be...
Florida is one of 17 states with mandatory Personal Injury Protection coverage. Personal Injury Protection, commonly referred to as PIP, is a Florida imposed extension of coverage that pays up to $10,000 of medical expenses or lost wages in the event of an automobile...
Whenever I speak with someone about their automobile insurance coverage, 9 times out of 10, I have a person tell me “I have full coverage”; but what exactly is “full coverage”? “Full Coverage” is a term often referred to by automobile insurance sales agents which...
If you are involved in a relatively minor car accident in Florida and did not suffer any injuries, then you may only need to deal with the repairs to your vehicle. Likely, you would file an insurance claim against the person that damaged your vehicle and have your...