Delivery services, such as Postmates, have become increasingly popular during the past few years. As delivery drivers are often rushing from one order after the other, they are not always cautious when driving resulting in an accident. So, what do you do if you are involved in a Postmates car accident?
This article lists the steps to be compensated for your injuries if any. Any accidents concerning delivery vehicles can cause major injuries to passengers, drivers, or pedestrians. You should follow the following steps if you are involved in a Postmates delivery accident.
What to Do if You are in a Postmates Car Accident: Essential Steps
1. Get Medical Help Immediately
Receiving treatment for an acute or severe injury should be the utmost priority. Granted that it is necessary, you need to allow the paramedics to transport you to an ER. In the case that the injuries are not urgent, you still need to seek medical treatment as soon as possible following the accident.
2. Call Emergency Response
When an accident occurs, contact emergency responders as soon as possible. It’s essential to remain at the scene of the accident, move to somewhere safe, and wait for help to arrive.
3. File An Accident Case
Depending on the gravity of the situation, you might need to make a police report in order to file a claim with your insurance company, especially if it is just vehicle damage. In other words, the police should be documenting all the details of the accident at the location.
4. Compile Information and Evidence
If you are able to, you should collect accident evidence:
● Take pictures of damaged vehicles
● Obtain the names and contact information of witnesses.
● If possible, collect the other driver’s insurance information.
5. Report the Incident to Postmates
As quickly as possible, you should file a vehicle accident report to Postmates. You will need to fill out the Postmates Incident and Accident Report Form and send it to email@example.com.
6. Contact The Insurance Company
If you are involved in an accident, you must immediately contact your insurance company as protocol. Failure to call your insurance company about the accident may result in significant complications or penalties.
7. Call An Attorney
An accident lawyer can help you pay your medical bills or negotiate with the insurance company. There is no fee for contacting most accident attorneys, so you can call them or message them without worrying about it. As someone recovering from injuries, paying medical bills, and trying to cover basic living expenses, you likely find this appealing.
Which Types of Insurance Coverage Can You Expect From Postmates After a Car Accident?
If you are involved in a car accident while on the job, Postmates insurance can provide you with additional protection and compensation:
Accidental Occupational liability
Regarding Accidental Occupational Liability, Postmates is unmatched by its competitors. With their coverage, Postmates’ deliverers will be covered up to $50,000 for medical expenses related to injuries while on duty.
General Liability Coverage
If property damage were caused by the couriers delivered on foot or by bicycle, Postmates would provide up to $1 million of coverage.
Regardless of Postmates’ excellent coverage for liability, please note that there may be policy limits that may lead to needing additional coverage to ensure Postmates deliverers are adequately protected.
● Any damages to the driver’s car or bike resulting from an accident will not be covered by Postmates.
● Postmates repeatedly mentions that drivers will have to secure their insurance policies to cover expenses during the onboarding process.
It is a human reaction that drivers, passengers, and pedestrians become scared and confused encountering a Postmates accident. While quickly delivering food from location to location, it is better safe than sorry and know what steps to take.